Backed by NSF

Find it.
Prove it.
Claim it.

Ikora matches your city's records to your FEMA or DRFA claim and flags eligible costs that are missing proof. Your team decides on each one.

For cities and counties of 50K–500K recovering from a declared disaster How it works ↓

The problem

Disaster money gets lost in the paperwork, not the policy. Eligible costs go unclaimed or get cut for thin proof.

Illustrative cross-match

14 of 100

storm-period costs flagged as possibly eligible, never claimed

Australia's 2024 independent review heard "on multiple occasions about the complexity" of the rules. Colvin Review, NEMA

How it works

Follow one cost from export to claim

Book a demo
PayrollPR-0303Crew 4 · OT · 38 hrs$2,140
Work ordersWO-1182Debris clearing · Elm St$3,960
FleetT-14Dump truck · 6.5 hrs$780

Three exports, three systems. Nothing says these are the same day's work.

What you get

One evidence trail
for every cost

Every cost in your claim comes with its proof attached. Anything that belongs in the claim but isn't there shows up for review.

Book a demo →
Claim packet · Cost #04123 of 4
  • ✓Work order WO-1182
  • ✓Fleet log T-14
  • ✓Invoice INV-2207
  • —Signed timesheet, Mar 3

Request from Payroll →

Program fit

One record, the right rulebook

Ikora reads the timesheet, finds the rule that applies, and shows staff exactly which line doesn't fit.

  • It covers Category A debris removal and Category B emergency protective measures, including force account labor and equipment.
  • For emergency work, FEMA reimburses overtime for budgeted staff, not straight time. Ikora separates the two in payroll.
  • Equipment hours are priced against FEMA's Schedule of Equipment Rates, not your internal rate.
Timesheet · Crew lead · Public WorksPR-0303
DateStraight timeOvertime Mar 28.02.0 Mar 38.04.0 Mar 48.03.5

Source file · SHA-256 a3f9…c12e

PAPPG V5.0

PAPPG · Cat B · budgeted staff

needs reviewDR-4798-TX

Straight-time hours for a budgeted employee on emergency work.

Suggested: Claim the 4 overtime hours only.

$612.00 → $244.80Accept change

Before you book

Questions people ask us

A few plain answers about how Ikora works and what to expect from a pilot.

Loader dumping flood debris into a dump truck on a residential street
Do we have to share our data for the demo?

No. The demo runs on sample data. If you do a pilot later, we only use the exports you choose to send.

Does the AI decide what's eligible?

No. It flags costs and explains why. Your staff decide, and FEMA or DRFA rules govern eligibility.

Does this replace our recovery consultant?

No. Consultants can use Ikora to document claims faster.

What does a pilot cost?

It's a fixed fee that we scope with you on the call. We size it to sit under typical purchasing thresholds.

Which systems does it work with?

Anything that can export to CSV or Excel. That covers most payroll, fleet, purchasing and work-order systems.

Are you affiliated with FEMA or NEMA?

No. Ikora is independent.